About Us

Agricultural Capital Advisors provides highly flexible financial capital solutions for those involved in agricultural and recreational real estate. We offer both fixed and variable rate term financing at extremely competitive rates and can structure creative bridge and mezzanine financing for transitioning operations. Through a unique network that allows a nationwide network of debt and structured financing sources, we can solve your agricultural and recreational real estate financing needs.


Products & Services

Farm & Ranch Loans

We offer both fixed rate and variable rate loans with terms of up to 30 years for traditional farm and ranch acquisitions and recapitalization. Contact us for information about rates and structures and to learn more about current rates and options.

Recreational Loans

Ready to buy a recreational tract? We provide financing for hunting, fishing, conservation, and rural living real estate. Contact our team to develop a customized financial plan for your dream tract.

Short-Term Loans

We also offer short term operating and transitional loans including equity backed bridge lending and mezzanine financial structures over your existing debt. We provide high leverage options for those needing to bridge into a new or combined operating structure.

Investor Real Estate Debt Solutions

Our team can add low cost debt to existing investments in agricultural real estate, and provide RLOC and extension credit to allow additional acquisition or deployment. Contact us to learn more about the options for creating additional capacity in your portfolio.

Managed Ag Equity Investments

Through one of the most extensive brokerage networks in the nation, we have access to a vast series of investment projects. We offer both individually managed accounts and direct investment options, and comingled investments in agricultural. Contact us to learn more about the options and to view recent and prospective projects.

Custom Solutions

Complicated project? Multiple entities or objectives? Partial exchanges, 1031 exchanges, division of interest, project improvement financing, conversion in property type – we have a team with extensive experience in complex structured financing. Contact us to discuss the project and let us “dig in” to the possibilities.

Ag Capital Advisors
Your partner in designing
real estate financing solutions.

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News & Insights

Plant-based meat and the knock-down, drag-out fight for the American diet

If we’re ever going to eat less meat, faux burgers could be an important first step. So why are they a cultural flashpoint?

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The Future of Wine: Very, Very Dry

In the Negev Desert, the sun beats down on a parched landscape of brown, undulating hills. But on a parcel of land here in southern Israel, trees grow in green rows, and fat bunches of grapes dangle amid lush leaves.

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Meet The Farm-Based Neighborhoods Changing The Face Of Master-Planned Communities

Forget the pristine landscaping, five-star golf courses and resort-style amenities that master-planned communities have become known for. Thanks to a handful of developers and their more sustainable approach to planning...

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How a Manhattan Scion Built a Rural Empire

Stefan Soloviev is in his “western office”—the passenger seat of a Chevy Silverado bouncing along a dirt road near the Kansas-Colorado border, his farm manager at the wheel.

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Contact Manager & Lead Underwriter

David Spurgeon

Investor Relations

515.577.2939
SpurgeonD@AgCapitalAdvisors.com

David is the Contact Manager and Lead Underwriter for Ag Capital Advisors.

David has over 18 years of Ag and Commercial lending experience and has originated over $250 million in loans in his career. David‘s ten years of experience as a Financial Officer in the Farm Credit System and eight years as a V.P. and Senior Lender within community banking, provide him with a unique perspective on the challenges borrowers face when purchasing land and other capital investments.

David received his B.S. in Ag Business from Northwest Missouri State University.

David is an active volunteer in the community. He coaches basketball, baseball and football. David and his wife Andrea live in Polk City with their four children.

Resources

Calculators

Use our personal finance calculators to help you get started. Figure loan payments with a detailed amortization schedule.

Prequalify

We need just the basics from you to get the conversation started. Answer a few verification questions and you’ll be on your way.

FAQs

Applying for a loan can be tricky. Let us help to explain the answers to some of the most common questions.