About Us

Agricultural Capital Advisors provides highly flexible financial capital solutions for those involved in agricultural and recreational real estate. We offer both fixed and variable rate term financing at extremely competitive rates and can structure creative bridge and mezzanine financing for transitioning operations. Through a unique network that allows a nationwide network of debt and structured financing sources, we can solve your agricultural and recreational real estate financing needs.


Products & Services

Farm & Ranch Loans

We offer both fixed rate and variable rate loans with terms of up to 30 years for traditional farm and ranch acquisitions and recapitalization. Contact us for information about rates and structures and to learn more about current rates and options.

Recreational Loans

Ready to buy a recreational tract? We provide financing for hunting, fishing, conservation, and rural living real estate. Contact our team to develop a customized financial plan for your dream tract.

Short-Term Loans

We also offer short term operating and transitional loans including equity backed bridge lending and mezzanine financial structures over your existing debt. We provide high leverage options for those needing to bridge into a new or combined operating structure.

Investor Real Estate Debt Solutions

Our team can add low cost debt to existing investments in agricultural real estate, and provide RLOC and extension credit to allow additional acquisition or deployment. Contact us to learn more about the options for creating additional capacity in your portfolio.

Managed Ag Equity Investments

Through one of the most extensive brokerage networks in the nation, we have access to a vast series of investment projects. We offer both individually managed accounts and direct investment options, and comingled investments in agricultural. Contact us to learn more about the options and to view recent and prospective projects.

Custom Solutions

Complicated project? Multiple entities or objectives? Partial exchanges, 1031 exchanges, division of interest, project improvement financing, conversion in property type – we have a team with extensive experience in complex structured financing. Contact us to discuss the project and let us “dig in” to the possibilities.

Ag Capital Advisors
Your partner in designing
real estate financing solutions.

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News & Insights

Economics prove cover crops pay

Every penny matters in today’s commodity price cycle. So for farmers on the fence on whether to make the plunge for cover crops, take comfort: economics are now on your side.

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7 Experts Weigh In on Land Values Across The U.S.

Seven accredited farm managers from the American Society of Farm Managers and Rural Appraisers give their latest insights in their trade area’s trends...

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How the United States can remain a world leader in agriculture

Agriculture in the United States has changed immensely in just a short amount of time. When my grandmother was a child, nearly half of the country was involved in agriculture. Farming today would be unrecognizable to her.

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South African city set to seize land in national ‘test case’

As South Africa’s passionate debate over land redistribution grows, one city outside Johannesburg is preparing what the mayor calls a “test case” for the nation...

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Contact Manager & Lead Underwriter

David Spurgeon

Investor Relations

515.577.2939
SpurgeonD@AgCapitalAdvisors.com

David is the Contact Manager and Lead Underwriter for Ag Capital Advisors.

David has over 18 years of Ag and Commercial lending experience and has originated over $250 million in loans in his career. David‘s ten years of experience as a Financial Officer in the Farm Credit System and eight years as a V.P. and Senior Lender within community banking, provide him with a unique perspective on the challenges borrowers face when purchasing land and other capital investments.

David received his B.S. in Ag Business from Northwest Missouri State University.

David is an active volunteer in the community. He coaches basketball, baseball and football. David and his wife Andrea live in Polk City with their four children.

Resources

Calculators

Use our personal finance calculators to help you get started. Figure loan payments with a detailed amortization schedule.

Prequalify

We need just the basics from you to get the conversation started. Answer a few verification questions and you’ll be on your way.

FAQs

Applying for a loan can be tricky. Let us help to explain the answers to some of the most common questions.